Financial and Banking Services Design & Business Plan

Description of Volunteering Opportunity:

Organisation Name : Drishtee

Organisation Description : Drishtee is a social organisation working with rural communities in 6000 villages across India, we have an extensive presence in Assam, Uttar Pradesh, and Bihar, with few initiatives in parts of Rajasthan, West Bengal, Orissa, M.P., Maharashtra, Haryana, Karnataka, Uttarakhand and other North Eastern states. Drishtee aims to develop and nurture 500,000 sustainable rural enterprises in the next 5 years, the partnership is with local communities and in collaboration with other stakeholders. To accomplish the objective of formation of enterprises, Drishtee requires to play the role of a facilitator for community building within the villages, this entails a continuous and holistic understanding of rural landscape for sustainable development of enterprises and possibilities of forging partnerships.

Approach: Progress and development of villages is possible only when families realise and accept the value (intangible & tangible) of coming together as a community for fulfilling their basic common needs. It is important that they recognise that their economic unsustainability may have external influence but the core of the solution lies in their aggregation.

Drishtee is relying on the willingness of rural families to commit, invest, and contribute towards this common cause of unification and working towards their own empowerment.

When the village embarks on the path of organising themselves, the focus is on identifying their core needs, existing skill set and resource requirements. These would be broadly – capacity needs (training & development, design, management, planning & structuring) , capital needs (human capital, financial) and channel needs (marketing , networking , linkages) for accessing global markets.

Drishtee analyses these needs and connects with relevant stakeholders such as local government, civil society organisations and CSR of large corporations seeking partnership support on behalf of the community organisations.

Sectors Addressed: Agriculture and allied services, Apparel, Construction, Beauty and Wellness, Banking and Finance, Tourism and Hospitality, Plumbing, Handicrafts, IT.

Vision : Drishtee envisions a world where all communities are empowered to achieve shared prosperity.

Mission: To facilitate development of rural community organizations and delivery of business services to demonstrate a model of sustainable living on the planet.

*Community Organisation : An organised & registered collective of groups, where members are open to share resources & responsibilities in order to achieve sustainable common well being


City: Noida State/Province: Uttar Pradesh Country: India

Description of Volunteering Opportunity

Project Name: Financial and Banking Service Design & Business Plan

What is the specific Project? Drishtee has a mission to facilitate development of rural community organisations and delivery of business services to demonstrate a model of sustainable living on the planet. Such an ambitious vision is relying heavily on the ability of the rural communities to sustain economically. Villages in India are rich in assets. They have land, access to water, skilled Human Resource but have very low income. Drishtee aims to add the necessary transactional impetus through production and efficient processing. However, lack of free capital to convert a rich balance sheet into a profitable PnL is presently missing. It can only come through aggregating and recording transactions through Banking Channel providing confidence to lenders. In addition, age old method of cashless, commodity exchange system or modern day block chain method can also be adopted to minimise the cost of transaction and increase the self sufficiency.

Why is this important to your organisation? Providing a range of financial services is central to the overall mission. It would have a direct role at every stage of development. From aggregating the savings of community organisation, providing capital support for the growth of MEGs to the market access and realisation of the sale of rural product. The development of this service is critical for our success.

What is the goal? To design a simple to use, easy to integrate, financial service tool. Develop relationships with financial service providers, banks and technology providers to ready the product for rollout.

Job Function: Service model design and development.

What tasks will you want the volunteer to do?

    • Understand the requirement from Drishtee team, Customer service points, partners etc.

    • Study the potential franchisee network.

    • Design value offering which can create efficiency within the system

    • Develop a complete business plan for the above service

    • All documentation required for successful roll out of the plan

Location : Sonoshi village (near Nasik)

Duration & Time : Full Time for 3 – 6 months

Desired Skills & Expertise :

    • Language Requirements: English

    • Education Requirements: Engineering, MBA (Finance)

    • Experience: Total experience minimum 6-7 years of which at least 2-3 years in financial space.

Competencies : Check your fit;

    • Enthusiastic about setting up a rural based service enterprise models.

    • Passionate about bringing financial services to the grassroots.

    • Open to working and living in a safe village environment with humble urban amenities

    • You are efficient with use of basic computing and internet tools. Good to have design skills.

    • You enjoy interacting with people and have a knack of assessing their interest and needs

    • You have basic research skills and high business planning skills

Interests : Enterprise development

Support :

    • Housing & Meals: Modest accommodation & meals will be managed by Drishtee

    • Certificate: Applicable upon successful completion of your tenure.

    • Laptop: Organised by the volunteer.

    • Mobile reimbursement: Applicable as per organisation’s policy.

    • Traveling allowance: Only local expenses are covered by Drishtee

Application Process: Interested candidates to email their resume with a covering letter to